Conventional

A loan offered in 10, 15, 20, and 30 year terms usually requiring a down payment of 3% or more. These loans can be done with no mortgage insurance.

FHA

A loan offered in 15 or 30 year terms requiring only 3 ½ perecent down payment and the most flexible underwriting guidelines.

VA

A loan offered to veterans in 15 or 30 year terms requiring zero down payment and flexible credit and underwriting guidelines.

Rural Development

A loan program also with zero down payment and flexible underwriting guidelines, it is specifically designed for properties in rural areas.

Renovation Loans

If you plan to purchase a fixer-upper or need to make improvements to your existing home, an FHA 203(k) loan may be the perfect loan for you.